Pagosa Springs Buyer FAQs

Thinking about buying a home or land in Pagosa Springs? Below you'll find answers to the most common questions we hear from buyers — from financing to closing costs to buying land in Southwest Colorado.

What is the first step in buying a home in Pagosa Springs?

The first step is getting pre-approved with a lender. This helps you understand your budget and makes any offer you submit stronger. We can connect you with trusted local lenders.

How long does it take to buy a home?

Most buyers spend 1-2 months searching for a home, then about 30-60 days from contract to closing, depending on property type, inspections, financing, and contingencies.

What should I know about buying land in Pagosa Springs?

Every property is unique. It's important to understand access, utilities, zoning, covenants, and potential building costs. Our team has extensive experience guiding buyers through land purchases.

What are typical closing costs for buyers?

Buyers usually pay for their loan costs, appraisal, inspection, and title insurance — typically totaling 2-4% of the purchase price.

Can I use my home as a short-term rental?

Some neighborhoods and areas within Pagosa Springs allow short-term rentals with a permit. Others have restrictions or HOA rules. Be sure to check before buying if that's your goal.

Why should I work with a local real estate agent?

Local agents understand the nuances of Pagosa Springs real estate — from wells and septic systems to rural land regulations and neighborhood trends. This insight is invaluable when buying here.